THE FOLLOWING DISCLOSURE APPLIES TO RESIDENTS OF CALIFORNIA:

CA DFPI Debt Collection License #10360-99.

The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov.

You may request records showing the following:

(1) that Grant & Weber, Inc. has the right to seek collection of the debt;
(2) the debt balance, including an explanation of any interest charges and additional fees;
(3) the date the debt became delinquent or the date of the last payment;
(4) the name of the creditor and the account number associated with the debt;
(5) the name and last known address of the debtor as it appeared in the creditor’s records prior to assignment of the debt; and
(6) the names of all persons or entities other than the debt collector to which the debt has been assigned, if applicable. You may also request from us a copy of the contract or other document evidencing your agreement to the debt.
 A request for these records may be addressed to 5586 S. Fort Apache Road, Suite 110, Las Vegas, NV 89148

California Consumer Privacy Act Notice

The California Consumer Privacy Act requires disclosure of categories of personal information collected, including personal identifying information such as name, address, account number, Social Security number, driver’s license number, employment information, health insurance information, and other identifying information obtained from creditors, credit reports, and skip tracing tools. All information collected is used for debt collection purposes. Privacy policy is available at www.grantweber.com.

Grant & Weber, Inc. does not and will not sell personal information. Consumers have the right to correct inaccurate information or limit the use and disclosure of sensitive personal information. To request categories or copies of information collected, call 800-333-1656 ext. 7747 or visit www.grantweber.com and click the Privacy link. To request this notice in an alternative format, email compliance@grantweber.com.

THE FOLLOWING DISCLOSURE APPLIES TO RESIDENTS OF COLORADO:

A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any other action authorized by law to collect the debt.

For more information about the Colorado Fair Debt Collection Practices Act, visit www.coag.gov/car.

Local Office Address: 7200 S. Alton Way, Suite B180, Centennial, CO 80112
Local Phone Number (303) 309-3839

Colorado law prohibits credit bureaus from reporting medical debt or factoring medical debt into a credit score unless the consumer report is to be used in connection with a credit transaction that involves, or that may reasonably be expected to involve, a principal amount that exceeds the national conforming loan limit value for a one-unit property as determined by the federal housing finance authority.

 

THE FOLLOWING DISCLOSURE APPLIES TO RESIDENTS OF NEVADA:

NMLS #1147205
NMLS Compliance Manager #2605486
Compliance Manager License #CM12896

 

For medical debt: If you pay or agree to pay the debt or any portion of the debt, the payment or agreement to pay may be construed as: (1) an acknowledgment of the debt by you; and (2) a waiver by you of any applicable statute of limitations set forth in NRS 11.190 that otherwise precludes the collection of the debt. If you do not understand or have questions concerning your legal rights or obligations relating to the debt, you should seek legal advice.

 

 

 

 

 

 

THE FOLLOWING DISCLOSURE APPLIES TO RESIDENTS OF NEW YORK:

Debt collectors, in accordance with the Fair Debt Collection Practices Act, 15 U.S.C. § 1692 et seq., are prohibited from engaging in abusive, deceptive, and unfair debt collection efforts, including but not limited to: the use or threat of violence; the use of obscene or profane language; and repeated phone calls made with the intent to annoy, abuse, or harass.

If a creditor or debt collector receives a money judgment against you in court, state and federal laws may prevent the following types of income from being taken to pay the debt: 1) Supplemental security income (SSI); 2) Social Security; 3) Public assistance (welfare); 4) Spousal support, maintenance (alimony) or child support; 5) Unemployment benefits; 6) Disability benefits; 7) Workers’ compensation benefits; 8) Public or private pensions; 9) Veterans’ benefits; 10) Federal student loans, federal student grants, and federal work study funds; and 11) Ninety percent of your wages or salary earned in the last sixty days.

You may request communications from us in an alternative, reasonably accommodatable format selected by us such as large print or other means. You may call 1-800-333-1656 ext. 7747 to make such a request.

 

 

THE FOLLOWING DISCLOSURE APPLIES TO RESIDENTS OF NEW YORK CITY:

The New York City Department of Consumer and Worker Protection (“Department”) requires us to document your preferred language. Please contact us at (800) 333-1656 to provide us with your preferred language. New York verbal communications are available in English and Spanish. Written communications are only available in English. A translation and description of commonly-used debt collection terms is available in multiple languages on the Department’s website, www.nyc.gov/dca.

This collection agency is licensed by the New York City Department of Consumer Affairs. The license number is 2073225-DCA

 

THE FOLLOWING DISCLOSURE APPLIES TO RESIDENTS OF MAINE:

Telephone number at licensed location is (800) 947-1656.

Hours of operation are Monday-Friday 8:00 a.m. to 5:00 p.m. (PST)

 

THE FOLLOWING DISCLOSURE APPLIES TO RESIDENTS OF NORTH CAROLINA:

North Carolina Department of Insurance company number: 119500903.

THE FOLLOWING DISCLOSURE APPLIES TO RESIDENTS OF UTAH

As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations.

THE FOLLOWING DISCLOSURE APPLIES TO RESIDENTS OF TENNESSEE

This collection agency is licensed by the Collection Service Board of the Department of Commerce

THE FOLLOWING DISCLOSURE APPLIES TO RESIDENTS OF WASHINGTON:

If this account involves medical debt, you have the right to request the original account number or redacted original account number assigned to the debt, the date of the last payment, and an itemized statement of the debt.

If this account involves hospital debt, you may be eligible for charity care from the hospital. You may contact the hospital for additional information.

THE FOLLOWING DISCLOSURE APPLIES TO RESIDENTS OF WISCONSIN:

 

This collection agency is licensed by the Division of Banking in the Wisconsin Department of Financial Institutions.

 

 

TEXT MESSAGE POLICY – ACCOUNT RELATED MESSAGES ONLY

 

By opting in, you give GRANT & WEBER, INC. permission to send you account-related text messages, like payment reminders and notifications, in conjunction with the services you have requested.

 

 

•  Number of messages will vary by account
•  By texting INFO or JOIN to 41271 you agree you have ownership rights or permission to use the number given to us.
• Message and data rates may apply
• to opt-out, text STOP to 41271 or text STOP to any text message we send you.  An opt-out confirmation message will be sent back to you.
• To request support, text HELP to 41271 or email us at compliance@grantweber.com
• If your handset does not support MMS, any MMS messages we send will be delivered as SMS messages.
• This program is supported by Alltel, AT&T, Boost, Sprint, Verizon Wireless, Virgin Mobile, MetroPCS, T-Mobile and U.S Cellular.  Wireless carriers are not liable for undelivered or delayed messages.